Important Riders for Motorhome Insurance

The most basic type of motorhome insurance covers various types of liability, collisions, uninsured and underinsured motorists, comprehensive issues, and medical payments. At Roark Insurance Agency, we can help Flatwoods, KY residents find riders to improve their policies.

Roadside Assistance

If you’re on vacation, there’s nothing worse than your motorhome breaking down. However, a roadside assistance rider will ensure your vehicle stays on the road. You’ll get 24/7 emergency support, help changing a tire, and even gas delivery if you run out unexpectedly.

Towing and Labor

When your RV breaks down for any reason, towing and labor coverage can help get the vehicle off the road and to a shop. This coverage often helps pay for some repairs and trip interruption expenses, such as lodging, transportation, and meals, as it gets fixed.

Replacement Cost

What happens when your motorhome gets totaled and can’t be fixed? If you add this rider to your policy, you’ll get either money back to replace the motorhome (its current value, not what you paid) or a new vehicle to replace it. This helps mitigate many heavy expenses for people who live in their motorhomes and need them replaced.

Personal Effects

People who live full-time in their motorhomes or who simply enjoy them heavily need personal effect coverage to pay for items in the vehicle. These may include things like televisions, beds, and even memorabilia. This coverage keeps them fully protected.

Let Us Help You!

At Roark Insurance Agency, we’ll find motorhome insurance that makes sense for Flatwoods, KY residents. With our help, it should be easier for you to identify a strong policy that protects your RV and motorhome from serious damage.